Turning members into neighbors is what we do. If you’re ready to lay roots here in Michigan, we’re ready to help.
Key Features
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Competitive Rates
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Refinancing
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Pre-approval Available
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Whether you’re buying, building, or refinancing, our local team is here to help you every step of the way. We offer competitive rates, flexible terms, and the personal guidance you can only get from MCCU.
- Competitive rates for home purchase, refinance, or construction
- Available for primary residence, second homes, vacation homes, or investment properties
- A variety of financing options and terms to fit your unique situation
- Low closing costs and low down payment options
- Automatic transfer of monthly payments available
- Pre-approval for extra confidence when buying your home
- Knowledgeable loan advisors who understand our local real estate market
- Refinance your current home to potentially lower your rate
- Quick, local decision-making, processing and friendly service from start to finish
Buying your first home is a big milestone — and we’re here to make it easier.
If you haven’t owned a home in the past two years, you may qualify for our no closing cost program¹, designed just for first-time buyers.
With a slight increase in interest rate, you could save more than $1,300 compared to typical mortgage loans – helping you keep more money for what really matters.
Details:
- Available for single-family, 15-, 20-, or 30-year fixed-rate mortgages
- Not available with other coupons or promotional offers
- Buyer does not pay closing costs
1Costs covered with this program include; appraisal, credit report, lender's title insurance, recording of deed and mortgage, flood certification, underwriting, and title company closing fee. All other costs are the responsibility of the borrower.
