Compare Our Accounts

Kasasa Cash Checking:

*Qualification Information:

To earn your rewards all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: At least 12 debit card purchases, be enrolled in and agree to receive eStatements, and be enrolled in and log into MCCU online banking.

Transactions and activities may take one (1) or more Banking Days from the date the transaction or activity occurred to post and settle to the account. The following activities do not count toward earning account rewards: ATM processed transactions, transfers between accounts and debit card transactions processed by merchants and received by Marshall Community Credit Union as ATM transactions. “Monthly Qualification Cycle" means the current Statement Cycle.  “Statement Cycle” means the period of time for which Marshall Community Credit Union provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. Interest will be compounded on a monthly basis. Interest will be credited to your account on the second business day following Statement Cycle, and will be effective dated to the 1^st day of the current month.   If you close your account before the interest is credited, you will not receive the accrued interest.  Interest begins to accrue on the Business Day OF your deposit. “Business Day” means any business day on which an office of the credit union is open to the public for the purpose of carrying out substantially all of its banking functions. We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the Statement Cycle.

Reward Information:

If Kasasa Cash qualifications are met during monthly qualification cycle: (1) Balances up to $15,000 receive APY* of 5.00%; and (2) balances over $15,000 earn .25% interest rate on the portion of the balance over $15,000, resulting in a range from 0.87% to 5.00% **APY depending on the account’s balance, (3) the account will receive reimbursements up to $25.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. If you believe you have not been reimbursed the correct amount of ATM fees, you must contact us within 30 calendar days after the Statement Cycle where the reimbursement was applicable in order to receive a refund. If Kasasa Cash qualification are NOT met during monthly qualification cycle: All balances earn .05% APY* and nationwide ATM fees are not reimbursed. Interest and ATM fee reimbursements will be credited to the account on the second day  following the Statement cycle and will be effective dated to the 1^st day of the current month.

Additional Information: 

No minimum deposit is required to open the account and no minimum balance is required to obtain the account’s rewards. This account is not to be used for commercial purposes and there is a limit of 1 account(s) per social security number. Enrollment in electronic services (e.g., online banking, electronic statements, is required to meet some of this account’s qualifications and be eligible to receive monthly rewards. There are no fees to open or close this account. There are recurring monthly service charges associated with this account. Federally Insured by NCUA. APY = Annual Percentage Yield. Rates and rewards may change after account is opened. Fees may reduce earnings. APY calculations are based on an assumed total account balance of $15,000 plus $100,000.

Trademarks:

Kasasa Cash is a trademark of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash Back Checking:

^When monthly qualifications are met, you will receive 3.0% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. ATM Transactions performed in the Kasasa Saver account are not eligible for reimbursements.

Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. "Monthly Qualification Cycle" means the current statement cycle.

Reward Information:

When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 ($5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the second business day following the statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) are required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. MCCU is federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Tunes Checking:

^†You will be refunded up to $10 for iTunes®, Google Play®, and/or Amazon.com® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $10 in refunds of iTunes, Google Play, and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. Google Play is a registered trademark of Google, Inc. And Amazon.com is a registered trademark of Amazon Inc. Apple Inc., Google Inc., and Amazon Inc. are not participants in or sponsors of this program. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN.

Sign Up Bonus:

When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $10.00 (which includes any applicable taxes) for iTunes, Amazon.com, and/or Google Play purchases made with your Kasasa Tunes debit card that post and settle to your account during the first 60 calendar days after your account is opened. This refund will be credited to your account on the second business day following the statement cycle in which your aggregate iTunes, Amazon.com, and/or Google Play purchase threshold of $10.00 posts and settles to your account. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. No minimum deposit is required to open the account. No minimum balance is required to obtain this bonus.

Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. "Monthly Qualification Cycle" means the current statement cycle.

Reward Information:

When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to an aggregate total of $10.00 (which includes any applicable taxes) in refund "grant" for any iTunes, Amazon.com or Google Play purchases. In order for the refund "grant" to be credited, iTunes, Amazon.com, and/or Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account within 30 days following the Monthly Qualification Cycle in which you qualified ends. In addition, you will receive reimbursements up to $25 ($5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.

When Kasasa Tunes qualifications are not met, iTunes, Amazon.com, Google Play purchases and ATM fees are not refunded. iTunes, Amazon.com, and/or Google Play refund "grants" will be credited to your account on the second business day following the statement cycle in which these purchases post and settle to your account. ATM fee reimbursements will be credited to your account on the second business day following the statement cycle in which the ATM fees were incurred. Rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) are required to meet some of the account's qualifications. Limit 1 account per social security. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. MCCU is federally insured by NCUA. iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com Inc. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com Inc. and Google, Inc. are not participants in or sponsors of this program. Kasasa and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.